available on appstore and pLAYSTORE

Pay off Credit Cards

with a single monthly
payment

Credit line of up to $8,000
1
No impact on the score to check rates
2
Sign up in 2 mins
Get Started

Why pay off cards

with Bright?

 
Accepts all major bank cards
Affordable monthly payments
100% data security 256-bit encryption
Get Started
as featured by

How to pay off cards

with Bright?

01

Download the App and check the rates.

Get the best rates and credit limit with a quick soft credit inquiry.

Apply Now
02

Get the credit line and choose which cards to pay.

Refinance multiple cards up to your credit limit; pay down and choose more.

Apply Now
03

Make on-time payments and defeat debt.

Choose how much to pay each month above your monthly minimum payment.

Apply Now

Changing lives every day.

3
‍
See how Bright users reached financial well-being.
★★★★★

To pay off my credit card debt I'm using Bright money App. It's really easy to use and their customer service is excellent.

Anmol Singh
★★★★★

Bright money is willing to invest their time and get you a financial plan. Increase your score and reduce your debt.

Lance Nelson
★★★★★

If you're looking to get your score better, this is the App that will help and guide you. You'll see results in a few months.

Sergio Lopez
★★★★★

I recommend the Bright App to everybody. It helped me cut down on my credit card debt and save for a vacation.

Todd Curry
★★★★★

Thank you to Bright for helping me improve my credit and eliminate debt. Customer service was super helpful throughout.

Tom
★★★★★

To pay off my credit card debt I'm using Bright money App. It's really easy to use and their customer service is excellent.

Anmol Singh
★★★★★

Bright money is willing to invest their time and get you a financial plan. Increase your score and reduce your debt.

Lance Nelson
★★★★★

If you're looking to get your score better, this is the App that will help and guide you. You'll see results in a few months.

Sergio Lopez
★★★★★

I recommend the Bright App to everybody. It helped me cut down on my credit card debt and save for a vacation.

Todd Curry
★★★★★

Thank you to Bright for helping me improve my credit and eliminate debt. Customer service was super helpful throughout.

Tom

Frequently asked

questions

Can I pay off or close my account anytime?

Do I need to pay interest fees?

Is there a hard pull on the credit  report?

Do you report to Equifax and TransUnion?

Crush Debt today1with Bright

1

Crush debt today

with Bright
Get Started

2024 Bright Capital Inc.

Revolving lines of credit are made by CBW Bank, Member FDIC, and Bright Capital Inc., NMLS (2410428), subject to state residency. Personal loans are made by our referral partners independent of Bright. Deposit accounts are provided by Evolve Bank & Trust or CBW Bank, Members FDIC.Bright is a financial technology company and non-depository lender, not a bank.

  1. Revolving line of credit ranging from $500–$8,000 to help repay credit cards. Variable APR range from 9% – 299%. Subject to Credit Approval. Final terms may vary depending on credit review, not all applicants will qualify for full loan amount. Not all applicants qualify for the lowest rate. Bright may also offer Personal Loans made by our referral partners. Bright Credit is line of credit and not a credit or debit card.
  2. When you check your rates for Bright Credit we initiate a “soft pull” of your credit. This will NOT impact your credit score. If you’re approved and activate Bright Credit we may do a hard inquiry which may affect your credit score.
  3. Bright uses standard industry practices to determine our customer satisfaction score. It’s a metric used in all kinds of businesses to measure customer service and product quality. Businesses calculate their score by taking the number of satisfied customers (those who rated them 4 or higher) and dividing it by the total number of responses.

The product images shown are for illustration purposes only.